Savings Accounts Designed for Modesto’s Savvy Savers

Your Financial Future Starts Her

A reliable Savings Account is essential for financial stability and growth. Whether you’re preparing for life’s surprises or saving toward big dreams, a Savings Account is the secure foundation your money deserves. That’s why our Regular Shares Savings Account is thoughtfully designed with the needs of the Modesto, CA community at heart.

Why a Savings Account is the Smartest Move You Can Make

A Savings Account isn’t just a place to store money—it’s the foundation for financial success. By opening a Savings Account with Modesto’s First FCU, you can:

  • Build a safety net for life’s unexpected challenges, giving you peace of mind when emergencies arise.

  • Plan for the future with confidence, whether you’re saving for a dream vacation, furthering your education, or tackling home improvement projects.

Watch your money grow over time through competitive interest rates that reward your commitment to saving.

Savings Accounts Made Simple

We make saving easy and accessible. Our Regular Share Savings Accounts combine the reliability of secure banking with the convenience you need for everyday financial management. Plus, your funds are fully insured by the NCUA, so you can rest assured that your hard-earned savings are always protected.

We Have The Savings Account You’ve Been Looking For

Features That Help You Save Smarter

  • Let your money work harder with competitive interest rates. Modesto’s First FCU is here to help your savings grow faster and smarter.

  • Get started with a low minimum deposit—start saving now without excuses.

  • Access your funds anywhere, anytime, for convenient money management.

Exclusive Benefits, Just for You

  • Sleep soundly, knowing your savings are NCUA-insured.

  • A Savings Account is your door to membership with Modesto’s First FCU. Enjoy access to loans, credit cards, and other products to take your financial journey further.

  • Receive personalized financial advice to keep your finances and goals on track.

Explore More Ways to Save with Modesto’s First FCU

  • Holiday Club Accounts: A fun and stress-free way to plan for holiday expenses.

  • Share Certificates: Watch your savings grow with higher interest rates for the long haul.

  • Take the first step toward smarter savings today. Open Your Savings Account today and take charge of your financial future!

Modesto’s First FCU: A Smarter Way to Save

Discover why so many local savers trust Modesto’s First FCU over traditional banks:

Low Fees and Big Rewards -  We make sure your savings grow with minimal fees and competitive interest rates so you can make the most of your money while feeling secure and supported.

A Banking Experience as Unique as You - We’re not just a financial institution—we’re your partner in achieving financial success. That's why we offer personalized, one-on-one support, ensuring your financial goals are met with the care and attention you deserve.

Convenience That Fits Your Lifestyle - Whether you prefer face-to-face service at our Modesto, CA branch or managing your savings on the go with Online and Mobile Banking, we tailor your banking experience to fit your lifestyle.

Experience the difference of banking with us. Join Modesto’s First FCU today and take the first step toward smarter savings!

Begin Your Savings Journey with Modesto’s First FCU

Join the Modesto’s First FCU Community: Becoming a member of Modesto’s First FCU is as simple as clicking a button. Check your eligibility and become a member in just a few steps.

  1. Open a Savings Account: No need to wait—get started with your Regular Shares Savings Account in just a few minutes and start watching your savings grow right away.

  2. Need Help? We’ve Got Your Back: Whether you’re a first-time saver or a seasoned pro, our friendly team at Modesto’s First FCU is always here with personalized guidance to help you succeed.

Contact us to discover how we can help you get started on your savings journey!

At Modesto’s First FCU, we believe in making saving simple and rewarding. With competitive rates, low fees, and a team that truly cares, your financial dreams are in good hands.

Open Your Savings Account and take that first step toward smarter savings—because your goals are our priority at Modesto’s First FCU. Let’s make those savings soar!