Personal Loans in Modesto, California
Personal Loans from Modesto’s First Federal Credit Union
What is a personal loan?
A Personal Loan can be a great resource when life events, both expected and unexpected, force you to become flexible with your finances.
Whether you’re booking a wedding venue, planning a vacation at the beach, or need car repairs, a Personal Loan from Modesto’s First Federal Credit Union offers members flexibility in the form of competitive rates and terms. Get started with a loan application today!
Not all Personal Loans are created equally. Modesto’s First Federal Credit Union offers both secured and unsecured Personal Loans.
Unsecured Personal Loans
The most common example of an unsecured Personal Loan is a Credit Card. You get loaned a fixed amount of money at an interest rate and minimum monthly payment to be determined by the lender.
Learn how to get approved for Modesto First FCU’s Platinum Visa Credit Card!
Secured Personal Loans
Secured Personal Loans, like unsecured Personal Loans, are also fixed amounts of money paid out to borrowers, but differ in that the payments remain the same over a certain number of months. These types of Personal Loans are also secured by collateral, such as a house or car.
MODESTO’S FIRST FCU PERSONAL LOANS
Fight the urge to reach for your credit card when booking a wedding venue or sending the car off for repairs. Instead, consider the convenience of a Modesto Personal Loan.
Credit Cards come with limits that can restrict you from making big purchases, especially when something unexpected occurs.
At Modesto’s First FCU, members can use their savings account to get a line of credit that tops what many Credit Cards allow. With flexible terms from 12-60 months and rates as low as 10.75% APR*, paying back a Personal Loan can prove to be more advantageous than racking up a high credit card balance.
Don’t get stuck between a rock and a hard place when life happens. Instead of emptying your savings account to take the family on vacation or to pay a medical bill, choose a Personal Loan from Modesto’s First FCU and turn a massive debt into easy monthly payments.
JOIN THE MODESTO’S FIRST FCU FAMILY & APPLY FOR A MODESTO PERSONAL LOAN TODAY
Modesto’s First Federal Credit Union members are those individuals who live, work, attend school, or worship within the Modesto, California city limits. A membership at Modesto’s First FCU also extends to immediate family members.
A Modesto’s First FCU membership is for life, no matter if there is a change due to employment, family relationship, or place of residence.
Deposit a minimum of $5.00 to activate and preserve your membership, unlocking a number of financial U, competitive rates, and member services.
Visit your local branch or request to talk to a representative who can help answer your questions about Personal Loans in Modesto!
Contact us:
Address:
430 12th Street
Modesto, CA 95354
Phone: (209) 521-2020
Toll-Free: (888) 945-2020
Email: info@m1fcu.org
Fax: (209) 521-4570
S/B: (209) 521-2020