Auto Loans in Modesto, California
Vehicle Financing at Modesto’s First Federal Credit Union
CAR FINANCING TO FIT YOUR NEEDS
If you live in Modesto, California, and you’re looking to finance a new or used vehicle, Modesto’s First Federal Credit Union is here for you! The Auto Loans available to our members in Modesto can assist you in purchasing the car of your dreams.
Whether you are looking to buy new or used, our Auto Loans in Modesto, CA, cover it all!
Vehicle Financing For Modesto
Whether you’re searching for a graduation gift for your teenage driver or an upgraded ride to fit your style, a Modesto Auto Loan will make your car-buying experience as smooth as possible.
Why Finance a Vehicle Through a Credit Union?</h3>
For our new vehicle Auto Loans in Modesto, CA, we offer up to 100% financing for the vehicle's purchase price with terms that range from 36-84 months. Our new vehicle loans are also as low as 5.25% APR*. Our used vehicle Auto Loans also offer up to 100% of Kelley Blue Book Retail Value financing with terms ranging from 36-84 months and rates as low as 5.75% APR*.
According to the National Credit Union Administration (NCUA), the national average rate for a used car loan with a 48-month term at credit unions was 6.46% APR* for the first quarter of 2024, compared to 7.51% APR* at for-profit banks.
Not only do credit unions offer lower interest rates on Auto Loans when compared to traditional banks, but Modesto’s First FCU offers auto loan rates that are well below the national average for credit unions.
Join Modesto’s First FCU For Your Auto Loan in Modesto, CA
Membership at Modesto’s First Federal Credit Union is available to a wide range of individuals and groups within the Modesto city limits. This includes residents, workers, students, and those who worship within the city. Employees of the City of Modesto and AT&T personnel working in Modesto are also eligible. Additionally, physicians and their staff affiliated with the Stanislaus Medical Society, as well as employees and volunteers of Habitat for Humanity and the Children’s Crisis Center in Stanislaus County, can become members. This opportunity is also extended to employees of Four Star Recovery and the immediate family members of any eligible person within the aforementioned categories.
A Modesto’s First FCU membership is for life, no matter if there is a change due to employment, family relationship, or place of residence. All you need to do to preserve and activate your membership is a minimum of $5.00. Opening an account with Modesto’s First FCU unlocks a number of financial products, competitive rates, and member services. Visit your local branch, or request to talk to a representative who can help answer your questions!
Contact us:
Address:
430 12th Street
Modesto, CA 95354
Phone: (209) 521-2020
Toll-Free: (888) 945-2020
Email: info@m1fcu.org
Fax: (209) 521-4570
S/B: (209) 521-2020